党的十六大提出全面建设小康社会的宏伟目标,为保险业发展提供了难得的发展机遇,同时,也为我国保险业发展提出更高的要求。保险业只有加快发展,才能适应国民经济发展的需要,更高层次地满足广大民众和社会的需求。一、保险产业的地位与作用保险业是经营风险的特殊行业,是国民经 The 16th CPC National Congress proposed the grand goal of building a well-off society in an all-round way and provided a rare opportunity for the development of the insurance industry. At the same time, it also set higher demands for the development of the insurance industry in our country. Only by accelerating development can the insurance industry meet the needs of the national economy and meet the needs of the general public and the society at a higher level. First, the status and role of the insurance industry The insurance industry is a special business risk management, is the national economy