中共中央、国务院《关于促进农民增加收入若干政策的意见》指出:“要从农村实际和农民需要出发。继续扩大农户小额信用贷款和农户联保贷款。”近几年来,冷水江市农村信用社把握农村经济新发展,开拓信贷发展新思路,坚持“三农”服务方向,不断改进支农服务,加大有效信贷投入,全面推广农户小额信用贷款和农户联保贷款,切 The Opinions of the Central Committee of the Communist Party of China and the State Council on Several Policies for Promoting Farmers’ Income Increase: “We should proceed from the actual conditions of rural areas and peasants and continue to expand the micro-credit loans of farmers and the loans to peasants.” In recent years, rural credit in Lengshuijiang The Corporation grasps the new development of the rural economy, opens up new ideas for credit development, adheres to the service orientation of “agriculture, rural areas and farmers”, continuously improves the service for supporting agriculture, increases the effective credit input, comprehensively promotes the microcredit loans for farmers and the loan for peasant households,