火灾是现代社会最主要的灾害之一,预防火灾是社会管理的重要内容。火灾公众责任保险对于利用市场手段平抑火灾风险,辅助社会管理具有积极作用。火灾公众责任保险对社会管理的重要意义火灾公众责任保险是以被保险人由于火灾等造成第三者的伤害,依法应付的赔偿责任为保险对象的保险。也就是在保险有效期限内,被保险人在经营场所内依法从事生产、经营等活动时,一旦发生火灾、爆炸等事故造成第三者人身伤亡,所引起的医疗费用和抚恤费用以及依法应由被保险人承担的民事赔偿 Fire is one of the most important disasters in modern society. Fire prevention is an important part of social management. Public liability fire insurance plays an active role in using market instruments to stabilize fire risks and assist social management. Fire public liability insurance on the importance of social management Fire public liability insurance is based on the insured person as a result of fire and other third-party injury, according to the law to meet the liability for insurance coverage. That is, within the period of validity of the insurance, when the insured engages in activities such as production and business operations in the premises, if the personal injury or death of a third party occurs in the event of a fire or explosion, the medical expenses and the pensions incurred shall be borne by the insured The insured people bear the civil compensation