【案情介绍】在河北省石家庄市下辖某县有一个村子,大约几百户人家,村民们主要靠种地和外出打工为生,所以并不富裕。村民们思维很传统,也不懂投资,攒点儿钱就存到银行去,几十年来一直如此。为了方便村民存钱,十几年前,邮政储蓄授权村里一个村干部在家开了一个代办点,村民们大部分都把钱存在这个代办点,存取都很方便。就在两年前,有人在县里登记成立了一家农民 [Case introduction] Shijiazhuang City, Hebei Province, under the jurisdiction of a county has a village, about a few hundred people, the villagers rely mainly on farming and working for a living, so not rich. The villagers have a very traditional mindset and do not know how to invest, save some money and save it to the bank for decades. In order to facilitate the villagers to save money, a dozen years ago, the postal savings authorized a village cadre in the village to open a charge d’affaires at home, most of the villagers have the money to exist in this agent point, access is very convenient. Just two years ago, a peasant was registered in the county