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最近车险中出现了几个新险种,有人人关注的机动车交通事故责任强制保险(以下简称“交强险”),也有鲜为人知的高尔夫球具盗窃险。新险种会给用户更多的保障,但其中的细节大家是否了解呢?交强险到底能保障多少?只要是在中国道路上行驶的汽车都要投保交强险,未投保一律不得上路行驶。所以这个险种大家格外关注,而大家是否注意到,交强险最高理赔上限6万元会被分为很多项目,就算需要理赔6万元,也只能拿到项目的最高金额。例如,事故中所用医疗费为3万元,但交强险最终只能赔8000元。因为有责赔偿的医疗费用限额为8000元。
Recently, there have been several new types of auto insurance. There are compulsory motor vehicle accident liability insurance (hereinafter referred to as “compulsory insurance”), as well as little-known golf theft insurance. The new insurance will give users more protection, but the details of whether we understand it? To pay strong insurance in the end how much can be protected? As long as the car driving on the road in China are to be insured to pay strong insurance, not insurance will not be on the road. Therefore, we pay special attention to this insurance, but we have noticed that the highest pay the maximum risk claims 60,000 yuan will be divided into many projects, even if the need to pay 60,000 yuan, it can only get the maximum amount of the project. For example, the medical expenses used in the accident was 30,000 yuan, but in the end it would only pay 8,000 yuan. Because the compensation for medical expenses is limited to 8,000 yuan.