监管层在提高外资银行改制透明度方面做了很大努力根据入世协议,去年底我国银行业全面对外开放。不过,按照《中华人民共和国外资银行管理条例》(以下简称“条例”)及其《实施细则》的规定,外国银行需要将其境内分行改制筹建为法人银行,才能全面启动人民币业务。从目前的进展来看,外资银行改制在法律方面体现了一些重要特点。 Regulators Made Great Efforts to Improve Transparency in Restructuring Foreign-Funded Banks According to the accession agreement, the banking sector in China was fully opened to the public by the end of last year. However, in accordance with the “Regulations of the People’s Republic of China on the Administration of Foreign-funded Banks” (hereinafter referred to as the “Regulations”) and its “Detailed Rules for Implementation”, foreign banks need to reorganize their domestic branches into corporate banks before they can start RMB business in an all-round way. Judging from the current progress, the restructuring of foreign-funded banks shows some important features in law.