降低利率既是国家的政策规定,又是企业的紧迫呼声,同时也有利于银行资本的良性运营。因此,采取过硬措施,落实利率下调政策十分必要。一、该降低的利率要迅速降下来。各专业银行要坚决服从国家宏观调控大局,坚决执行国家的利率标准。尤其是现阶段,各项建设资金普遍紧缺,不少企业生产经营不很理想,银行若继续实行高利率,无异于雪上加霜,一方面使一些企业望“贷”生畏,望“利”兴 Reducing interest rates is not only a policy of the state, but also an urgent call of the enterprises. At the same time, it is also conducive to the benign operation of bank capital. Therefore, it is very necessary to take extraordinary measures to implement the policy of lowering interest rates. First, the rate should be lowered rapidly. All professional banks must resolutely obey the overall macro-control of the country and firmly implement the national interest rate standards. In particular, at the present stage, various construction funds are in short supply. Many enterprises are not in a very good position in production and operation. If banks continue to impose high interest rates, they will no longer be aggravated. On the one hand, some enterprises would like “lending”