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最近一段时间,本刊陆续收到一些基层医疗保险经办机构工作人员的来信。信中说,在他们所处的老重工业城市,许多企业有缴费能力,也强烈要求参加基本医疗保险,但这些企业退休人员很多,医药费发生多。他们担心这样的企业参保会给基金带来风险,政策和风险之间的思考让他们觉得很苦恼。为此,本刊走访了国家劳动和社会保障部的相关部门,现答复如下:
Recently, this publication has received some letters from grassroots medical insurance agencies. According to the letter, in the old heavy industrial cities where they operate, many enterprises have a fee-paying ability and are strongly required to participate in basic medical insurance. However, these enterprises have many retirees and many medical expenses. They are worried that such a corporate insurer will bring risks to the fund, and the thinking between policies and risks makes them feel distressed. To this end, the magazine visited the relevant departments of the State Ministry of Labor and Social Security, the reply is as follows: