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如何在新常态下发展业务、防控风险,实现财务可持续发展,是农发行当前面临的重大战略抉择。农发行需进一步拓展新的业务增长点,健全利率管理模式,实行综合化经营,升级改造核心系统,争取外部政策扶持。随着中国经济步入新常态,银行业的发展环境已发生深刻变化,面临着利率市场化、金融脱媒等诸多挑战,高速发展和高盈利的时代基本结束,开始转入新阶段。如何在当前经济背景和金融环境下发展业务、防控风险,实现财务可持续已成为农发行当前面临的重大战略抉择。
How to develop business, prevent and control risks and achieve financial sustainable development under the new normal is a major strategic choice currently facing the ADBC. Agricultural Development Bank need to further expand new business growth, improve the interest rate management mode, the implementation of integrated management, upgrading and transformation of the core system, for external policy support. As the Chinese economy has stepped into a new normal, the banking industry has undergone profound changes in its development environment and faced many challenges such as interest rate liberalization and financial disintermediation. The epoch-making and high-profit era has basically come to an end. How to develop business under current economic background and financial environment to prevent and control risks and achieve financial sustainability has become a major strategic choice currently facing ADBC.