通过对259户企业18250万元贷款的调查发现,国有商业企业的资金存量要比国有工业企业比例大,小型企业比大型企业的资金存量比例大,集体企业、乡镇企业要比国有企业的资产存量比例大.面对这种经济体制,企业纷纷采取各种形式的产权制度改革,求得生存和发展.经过几年的探索,取得了一定的成就,同时有些问题值得商榷.一.企业产权制度改革的现状1.在现有企业中,尤其是大中型工业企业历史包袱重,产品结构不合理,管理体制适应不了当前的经济形势,而同时厂房、设备.技术力量等又较雄厚,有的有好产品,有的开发出新产品,但由于诸多因素制约,企业生产难以为继,这类企业多数采取是先剥离,后破产,组建新企业的办法以甩掉包袱,轻装前 A survey of loans of 259,500,000 yuan to 259 enterprises found that the state-owned commercial enterprises have a larger stock of capital than state-owned industrial enterprises. Smaller enterprises have a larger proportion of funds than large enterprises, and collective enterprises and township enterprises have more stock than state-owned enterprises. In the face of this economic system, enterprises have adopted various forms of property rights system reforms in order to achieve survival and development. After several years of exploration, we have achieved certain achievements, and at the same time some issues are worth discussing. I. Enterprise property rights system The status quo of the reform 1. Among the existing enterprises, especially the large and medium-sized industrial enterprises, the history is overburdened, the product structure is irrational, and the management system cannot adapt to the current economic situation. At the same time, the plant, equipment and technical force are relatively strong. There are good products and some new products have been developed. However, because of many factors, it is difficult for enterprises to continue their production. Most of these companies take the form of first stripping and bankruptcy. The method of forming a new company is to get rid of baggage, and before light loading.