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保险利益的分类 保险利益原则是保险的基本原则之一,也是保险区别于赌博和投机的界限。我国《保险法》第11条规定:“投保人对保险标的应当具有保险利益。”;“保险利益是指投保人对保险标的具有法律承认的利益。”按照我国现行的保险理论,一般认为保险合同签定时,被保险人对保险标的不一定需要具有保险利益。只要在保险标的出险时被保险人具有保险利益,保险合同依然是有效的。然而笔
The classification of insurance interests The principle of insurance benefits is one of the basic principles of insurance, but also the insurance is different from the boundaries of gambling and speculation. Article 11 of China’s “Insurance Law” stipulates: “The insured person shall have the insurance interest in the subject of insurance.” “Insurance interests refer to the insurant’s legal recognition of the subject of insurance.” According to the current insurance theory in our country, insurance contracts are generally considered At the time of signing, the insured person does not necessarily need to have insurable interest in the insured subject matter. As long as the insured person has the insurance interest when the insurance subject is dangerous, the insurance contract is still valid. However pen