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如果你想开办一家美容院,而自己手头没有足够的资金,也找不到合适的投资者该怎么办——向银行贷首先,要弄明白一个问题,个人开办的小型美容院是没有法人资格的,也就不具备企业(单位)向银行申请贷款的资格,此时要想取得银行的资金支持,可以走个人综合消费信贷的路子。所谓个人综合消费信贷是指银行向借款人发放的不限定具体消费用途的人民币贷款。个人综合消费信贷起点为2万元,最
If you want to open a beauty salon and you do not have enough money on hand and you can not find a suitable investor, what should you do if you want to borrow from a bank? First of all, to understand a problem, a small beauty salon run by an individual is not a legal entity , They also do not have the business (unit) to apply for a loan from the bank eligibility, this time to get the bank’s financial support, you can take the individual comprehensive consumer credit approach. The so-called personal comprehensive consumer credit refers to the bank loans to the borrower not limited to specific consumer uses of RMB loans. Personal Consumption Credit starting point of 2 million, the most