信息不对称是在市场经济和信息社会的必然存在,买方所获得的信息往往比卖方获得的多,尤其是某项产品从卖方市场走向买方市场过程中,更多的信息倾向于买方,从而使买方获得更大的交易收益和更小的交易风险。比如金融业务,尤其是货币信贷业务,首先它是一项典型的从以前的 Asymmetric information is an inevitable existence in the market economy and the information society. The information acquired by the buyer is often more than that obtained by the seller. In particular, when a product goes from the seller’s market to the buyer’s market, more information tends to the buyer, Buyers gain greater trading returns and smaller trading risks. Such as financial services, especially currency credit business, first of all it is a typical from the previous