农业保险是稳定农业生产和农村社会生活的重要措施,但在我国农业保险规模日渐萎缩。近年来,种养两业灾害频发,水灾、旱灾、雹灾、虫灾、飓灾……今年,禽流感、口蹄疫等新的灾害又给广大农民养殖户以重创。在此背景下,探讨农业保险的发展模式和监管问题具有重要的现实意义。 Agricultural insurance is an important measure to stabilize agricultural production and social life in rural areas. However, the scale of agricultural insurance in our country is gradually shrinking. In recent years, frequent bouts of planting and breeding of disasters, floods, droughts, hailstorms, insect pests and hurricanes ... This year, new disasters such as bird flu and foot and mouth disease have also hit the majority of farmers. In this context, to explore the development model of agricultural insurance and regulatory issues of great practical significance.