国际金融危机推动全球经济进入再平衡过程.后金融危机代的外部环境对我国过去的经济发展模式和金融体系形成严峻挑战,济转型和金融改革势在必行.“刘易斯拐点”的到来和劳动力成本上升显著减轻就业压力,修复我国内、外部经济失衡,推动增长模式转变和济结构调整,并释放包括汇率制度、利率政策在内的金融业的改革空间.“,”International Financial Crisis pushed the global economy into re-balance process.External environment challenges the development pattern and financial system of China,which calling an urgent reform.The ongoing Lewis turning point and increasing labor cost will remarkably reduce unemployment pressure,correct external and internal imbalance,push forward growth pattern transition and economy restructure,and advance financial reform including exchange rate system and interest rate policy.