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融资难是当前中小企业发展中存在的主要问题,此问题的发生将在一定程度上影响企业经济效益的提升,因而在此背景下要求当代中小企业在发展的过程中应通过创新技术层面等方式提升企业整体融资能力,且对其融资困境展开细致的分析,继而形成多层次的金融对策。本文从中小企业融资问题决定因素分析入手,并详细阐述了我国中小企业融资问题解决对策,旨在其能推动当代中小企业的进一步创新与发展,并带动其不断完善自身融资手段。
Financing difficulties are the main problems existing in the development of SMEs. The occurrence of this problem will affect the improvement of the economic benefits of enterprises to a certain extent. Therefore, in this context, it is required that contemporary SMEs should adopt innovative technical aspects in the process of their development Enhance the overall financing ability of enterprises, and conduct detailed analysis of their financing difficulties, and then form a multi-level financial solution. This article starts with the analysis of determinants of SME financing issues and elaborates on the solutions to SME financing problems in China so as to promote further innovation and development of SMEs and promote their continuous improvement of financing means.