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按照历史经验,商业保险公司的发展与其所在经济体中支柱性产业的发展密切相关。为探索我国老年产业的发展将对我国商业保险公司的发展所可能造成的影响,本文首先论证了我国老年产业将成为我国支柱性产业的可能性。并在此基础上,从扩展保费收入渠道以及扩展保险资金投资渠道两个方面,对商业保险公司在老年产业中的商业机会进行探讨。并就商业保险公司在老年产业中开展业务所需注意的几个问题进行了若干讨论。
According to historical experience, the development of commercial insurance companies is closely related to the development of the pillar industries in their economies. In order to explore the possible impact that the development of China’s aging industry will have on the development of commercial insurance companies in our country, this article first demonstrates the possibility that our country’s aged industries will become the pillar industries in our country. And on this basis, from the expansion of premium income channels and investment channels to expand the insurance funds from two aspects of commercial insurance companies in the elderly business opportunities to explore. And discussed several issues that commercial insurers need to pay attention to in the aging industry.