来源:搜狐焦点误区一:公积金账户余额做购房首付很多人都认为既然公积金是职工购房福利政策,那么理所当然地可以用来支付购房首付,其实不然,因为公积金是先使用后才可以提取的,即购房人只有在购房后提供购房相关的证明材料才可以办理提取手续。误区二:子女使用父母的公积金贷款子女不可以使用父母的公积金来贷款买房,因为父母与子女间的公积金是不能够互相使用 Source: Sohu focus Misunderstanding 1: provident fund account balances to do down payment Many people think that since the provident fund is the purchase of housing welfare policies, then of course can be used to pay for down payment, is not the case, because the provident fund is the first use can be extracted, that is Buyers only purchase property after the relevant proof of purchase before they can apply for withdrawal procedures. Myth # 2: Children Use Parents ’Provident Fund Loan Children can not use their parents’ provident fund to buy a house because the provident fund between parents and children can not be used mutually