为下岗失业人员提供小额担保贷款,鼓励扶持他们自谋职业和自主创业,是我国实施积极就业政策的重要组成部分。进一步搞好小额担保贷款工作,对推动创业促就业有着十分重要的意义。当前,世界经济发展的实践、特别是西方工业化国家经济发展的实践和我国改革开放的实践一再证明,现代科技的迅猛发展及其普遍地应用,极大地提高了劳动生产率,现代化大工业和 It is an important part of China’s implementation of the active employment policy to provide small-sum guaranteed loans to laid-off workers and encourage their self-employment and self-employment. To further improve the work on small loan guarantees is of great significance to promoting entrepreneurship and promoting employment. At present, the practice of world economic development, especially the practice of economic development in western industrialized countries and the practice of China’s reform and opening up have proved time and again that the rapid development of modern science and technology and its universal application have greatly enhanced the productivity of labor, the modernization of large industries and