分期付款购车履约保证保险,经过近五年的发展,其业务的特殊性,保险责任事故发生的滞后性及赔款具有可追偿性的特点已经得到大家的共识。而该业务潜在的巨大风险性,非盈利性也逐步引起各家财产保险公司的重视。 购车履约保证保险实际就是保险公司出售自己的信誉,而为购车人提供的借款担保。名义上的“一般保证”,事实上的“连带责任保证”使得保险公司意识到已经把自己放在 After nearly five years of development, the particularity of its business, the lag of insurance liability accident and the recoverability of indemnity have got the consensus from all. The potentially huge risk of the business, non-profit has gradually attracted the attention of various property insurance companies. Car purchase contract guarantee insurance is actually the insurance company to sell its own credibility, and provide loan guarantees for the car buyers. The nominally “general guarantee” and the de facto “joint and several liability guarantee” make the insurance company aware that it has placed itself on