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随着我国机动车保险的迅速发展,保险事故发生量增多,多元化解决保险纠纷乃是化解矛盾的主要方向,因此,目前不少的机动车第三者责任险合同中约定,合同争议解决方式为提交××仲裁委员会进行仲裁。然而,一旦发生保险事故,第三人(受害人)依据《保险法》第六十五条向保险公司请求赔偿时,仲裁条款对其是否具有约束力?本文拟就从责任保险的产生、发展趋势、保护第三人利益的扩张,导致仲裁条款是否约束力进行分析。
With the rapid development of motor vehicle insurance in our country, the occurrence of insurance accidents increases, and the solution to insurance disputes is the main direction of resolving conflicts. Therefore, at present, many contracted third party liability insurance contracts and contract dispute resolution methods For submission to × × Arbitration Commission for arbitration. However, in the event of an insurance accident, the third person (the victim) will be bound by the arbitration clause when the third person (the victim) requests compensation from the insurance company in accordance with Article 65 of the Insurance Law. This article intends to discuss the development of liability insurance, , To protect the expansion of the interests of third parties, leading to arbitration clause binding analysis.