一、工程风险管理概述 风险管理是在众多领域中广泛应用的一门学科,但不同领域中应用的风险管理之间有很大的差别,所以应结合具体的应用领域来讨论风险管理。本文讨论的风险管理就是在建设工程项目时,承保人进行现场风险核查、提出并实施降低风险水平的措施,以期最大程度地降低风险损失。工程风险管理的主要任务有: ·识别影响建设项目目标的风险因素和风险事件,如成本、进度等或第三人人身安全; ·评估这些风险发生的概率及其损失程度, I. Overview of Engineering Risk Management Risk management is a discipline widely used in many fields. However, there are great differences between risk management applied in different fields. Therefore, risk management should be discussed in combination with specific application areas. This article discusses the risk management is in the construction of the project, the insurer on-site risk verification, put forward and implement measures to reduce the level of risk, with a view to minimize the risk of loss. The main tasks of ERM are: • Identify risk factors and risk events that affect the project’s objectives, such as cost, schedule, or personal safety of third parties; • Assess the probability of these risks and their level of loss,