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保险公估人是现代保险中介市场的重要组成部分。进一步完善我国保险公估人制度,对于促进我国保险公估业的健康发展具有重要的现实意义。本文通过对我国保险公估人制度与发达国家及我国港台地区保险公估人制度在组织形式、执业资格、展业范围、监督管理和法律责任等方面的比较,总结了国外保险公估人制度的成功经验,分析了我国保险公估人制度中存在的缺陷,提出了改革和完善我国保险公估人制度的对策建议。
Insurance assessors are an important part of the modern insurance intermediary market. To further improve the system of China’s insurance premium adjuster has important practical significance for promoting the healthy development of China’s insurance premium estimation industry. This article summarizes the system of the insurance assessors in our country through the comparison of the system of the insurance assessors in our country and the system of assessors in Hong Kong and Taiwan of our country in terms of the organization form, the qualifications of the exhibition industry, the scope of the exhibition industry, the supervision and management and the legal responsibilities. Analyzes the defects in the system of China’s public insurer, and puts forward the countermeasures and suggestions on how to reform and perfect the system of Chinese public insurers.