改革开放以来,我国的社会保险事业取得了长足的发展,已经建立起了以养老、医疗、失业、工伤和女工生育等五大保险为主要内容的社会保险制度。但目前这一制度还很不完善,仅限于城镇从业人员,约占我国从业人员65.6%的农村从业人员还没有真正纳入社会保障制度,没有一套为他们量身定做、适合农村实际的社会保险政策。尤其是已经从农业劳动转移到非农产业的乡镇企业职工、从农村转移到城镇的农民工以及因城镇化进程而被征地的失地农民,他们的生、老、病、死、伤残和失业没有任何保障。特别是农村家庭规模缩小后他们的养老问题如何解决,已成为确保社会稳定、国家长治久安的重要因素,必须认真加以解决。下面的讨论来自地方劳动保障部门的思考和建议。 Since the reform and opening up, China’s social insurance industry has made great strides in development and has established a social insurance system with the five major insurances as endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and women’s labor insurance as its main contents. However, this system is still not perfect at present and is limited to urban employees. About 65.6% of rural employees in our country have not really been included in the social security system and have no set of social insurance measures tailored to them and suitable to the actual situation in rural areas policy. In particular, the migrant workers who have been transferred from agricultural work to non-agricultural industries, migrant workers who have been transferred from rural areas to urban areas, and landless peasants who have been requisitioned due to urbanization have their livelihood, old age, illness, death, disability and unemployment Without any guarantee. In particular, how to solve their old-age problems after the rural families are reduced in scale has become an important factor in ensuring social stability and long-term peace and stability of the country and must be seriously resolved. The following discussion from the local labor and social security department’s thinking and suggestions.