论文部分内容阅读
1.利率优惠,回报水平较高。本期国债分三年期和五年期两种。三年期年利率为4.72％,五年期年利率为5.13％,分别比同期银行储蓄存款利率高出0.58个百分点和0.63个百分点。虽然这一利差较过去明显“缩水”,但由于央行去年底再次降息后,市场相对缺乏新的投资品种,加上今年有不少老国债到期兑付,对于投资者来说,选择新国债作为闲置资金保值增值的渠道,可谓是明智之举。
1. Interest rate concessions, high level of return. The current bonds are divided into three-year and five-year two. The three-year interest rate was 4.72% and the five-year annual interest rate was 5.13%, 0.58 percentage point and 0.63 percentage point higher than the corresponding bank savings deposit rate for the same period. Although this spread is clearly “dwindling” from the past, as the central bank cut interest rates again after the end of last year, the market is relatively short of new investment products, coupled with many old bonds due this year to pay, for investors, the choice of new bonds As a means of preserving and increasing the value of idle funds, it is a wise move.