梁大伟刘先生和太太今年都是31岁,在同一家设计公司供职,近两年收入增长幅度较大,但是从事的工作和国家的宏观投资政策紧密相连。目前有一套140平方米的住房,还有近20万元的房贷每月按揭2600元左右,2011年还清,因为是公司提供的低息贷款,所以无需提前还贷。目前家庭税后年收入30万元左右(太太明年休产假,对收入会有很大影响,预计家庭年收入20万元左 Both Mr Leung and his wife, both 31 years old this year, serve in the same design company and have seen a substantial increase in income in the past two years, but their work is closely linked with the country’s macro-investment policies. There is a set of 140 square meters of housing, there are nearly 200000 yuan mortgage 2600 yuan monthly mortgage in 2011, because the company provides low-interest loans, so no need to repay in advance. At present, the family income after tax is about 300,000 yuan (the wife takes maternity leave next year, which will have a great impact on income. It is estimated that the annual family income will be 200,000 yuan