最近,中国人民银行等五部委印发了《农村承包土地的经营权抵押贷款试点暂行办法》的通知,将在全国全面推进农村土地承包经营权确权颁证、经营流转和抵押融资。根据这一办法,农业生产者在不改变土地所有权性质、承包关系和农业用途的条件下,可将农村土地经营权作为抵押物,向金融机构申请贷款。抵押人的角色可以是农户、农民合作社,也可以是家庭农场、专业大户,这将解除我国农 Recently, the five ministries and commissions such as the People’s Bank of China issued a circular on the Provisional Measures on Pilot Mortgages for Franchised Loan of Rural-Contracted Land, which will ensure the confirmation and certification of rural land contractual management right, business circulation and mortgage financing across the country. According to this approach, without changing the nature of land ownership, contractual relations and agricultural use, agricultural producers may use rural land management rights as collateral to apply for loans from financial institutions. The role of the mortgagor can be farmers, farmer cooperatives, family farms, large professional, which will lift our farmers