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中国人民银行于1996年4月1日开始实施的《信用卡业务管理办法》对信用卡的使用作了一些新规定。 透支标准、计算有新确定 允许持卡人在本办法规定的限额和期限内,进行消费用途的透支,透支限额为金卡1万元,普通卡5000元;透支期限为60天;透支利息自签单日或银行记帐日起15日内按日息万分之五计算,超过15日按日息万分之十计算,超过30日或透支金额超过规定限额的,按
The Measures for the Administration of Credit Card Business which the People’s Bank of China started implementing on April 1, 1996 made some new provisions on the use of credit cards. Overdraft criteria, calculation has been newly identified to allow cardholders in these measures within the limits and deadlines for consumer spending overdraft, overdraft limit of 1 million gold card, ordinary card 5000 yuan; overdraft period of 60 days; overdraft interest from Within 15 days from the date of signature of a bill or a bank account, it shall be calculated on the basis of an annual interest rate of five ten thousandths. If it exceeds 15 days, it shall be calculated on the basis of a daily rate of ten thousandths. If it exceeds 30 days or the overdraft amount exceeds the prescribed limit,