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当地人普遍认为贷款是一种负担,宁借不贷。责任准备金提取办法无法调动基层公司积极性,产品设计、推广仍有问题。经营管理尚存漏洞。
Locals generally believe that the loan is a burden, preferring to borrow. The method of drawing up the reserve of reserve can not mobilize the enthusiasm of grass-roots companies. Product design and promotion still have problems. Survival management loopholes.