2015年以来,中央5次降息、4次降准,在一定程度上降低了企业的融资成本,但由于资金供需传导渠道不通畅以及银行对风险防范的强化,企业融资难尚未根本缓解。值得警惕的是,在经济下行压力加大与生产成本高企叠加下,部分区域、部分行业、部分企业“两链”风险居高不下,金融服务实体经济的效率亟待提升。 Since 2015, the central government cut interest rates five times and lowered the rates four times, which reduced the financing costs of enterprises to a certain extent. However, due to the unavailability of channels for fund supply and demand and the strengthening of risk prevention by banks, the problem of corporate financing has not been fundamentally alleviated. It is noteworthy that under the pressure of the economic downturn and the high cost of production, the risks of the “two chains” in some regions, some industries and some enterprises remain high, and the efficiency of financial services in the real economy needs to be raised urgently.