国内外经济形势提示银行信贷资产潜在风险度增加,如何防范银行信贷资产风险日益提上日程。本文从如何做好贷款抵押物评估入手,结合实际工作经验,从防控入口资产产权风险、坚持估价原则,防控人为风险、科学选取评估方法、有效防控资产价值风险等三个方面进行论述,有效防范贷款抵押物评估风险。 The economic situation at home and abroad suggests that the potential risks of bank credit assets increase, and how to prevent the risks of bank credit assets is increasingly put on the agenda. This article starts from how to evaluate the loan collateral, and discusses the three aspects of prevention and control of the risk of the property right in the entrance, insisting on the principle of valuation, preventing and controlling the man-made risk, selecting the assessment method scientifically, and effectively controlling the risk of the asset value , Effectively prevent loan collateral assessment risk.