常规性的货币政策工具难以达到引导信贷均衡投放的效果,直接的监管手段于是成为政策的主导,刚性的信贷管理手段可能带来一系列严重的结构性问题。因此,进一步深化改革才是关键 Conventional monetary policy tools can hardly achieve the goal of leading a balanced distribution of credit. Direct regulatory measures have thus become the dominant policy. Rigid credit management may bring about a series of serious structural problems. Therefore, further deepening the reform is the key