【摘 要】
：
为推动汽车消费的发展，扩大银行业务空间，商业银行应加大汽车消费贷款的发放力度，制定切实、简便的汽车消费贷款管理办法，以信贷方式提高我国潜在汽车消费者的购买力。１．及早细分市
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为推动汽车消费的发展，扩大银行业务空间，商业银行应加大汽车消费贷款的发放力度，制定切实、简便的汽车消费贷款管理办法，以信贷方式提高我国潜在汽车消费者的购买力。１．及早细分市场，按地区、按行业的收入情况细分客户群体，在汽车消费贷款管理办法中制定相应的信贷条
In order to promote the development of automobile consumption and expand the banking space, commercial banks should step up the distribution of automobile consumer loans, formulate practical and simple management methods for automobile consumer loans, and increase the purchasing power of potential automobile consumers in China by means of credit. 1. Market segments as early as possible, segment customer segments by region and according to the industry’s income, and make corresponding credit rules in the automobile consumption loan management measures
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