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央行日前发出通知,从今年9月21日起,改变原来外汇存款利率由央行决定的方式,由金融机构自行确定外汇存贷款利率。具体地说,300万美元以上外汇存款利率由金融机构与客户协商确定:300万美元以下外汇存款利率由银行业协会统一制定,各金融机构统一执行。中国人民银行新出台的这一规定,标志着国内金融机构的外币存贷款利率开始松绑,而外币存贷款
The central bank recently issued a circular, starting from September 21 this year, changing the original interest rate of foreign exchange deposits by the central bank decided by the way, by the financial institutions to determine the foreign exchange deposit and lending rates. Specifically, the deposit interest rate for foreign exchange deposits above US $ 3 million is determined by the financial institutions in consultation with the clients: The deposit interest rates for foreign exchange deposits below US $ 3 million are uniformly formulated by the banking associations and uniformly implemented by the financial institutions. The new regulations promulgated by the People’s Bank of China indicate that the interest rates on foreign currency deposits and loans of domestic financial institutions begin to be relaxed while foreign currency deposits and loans