贵州是西部山区农业省,经济发展落后,地方财政困难,粮改进展迟缓,企业效益低,封闭管理和风险管理的难度较大。特别是企业以前年度按省政府定价收购的高价位周转库存“老粮”,不断超期陈化,潜亏非常严重,影响我行收贷收息,加大我行信贷风险。2002年,贵州省分行结合自身实际,不等不靠,主动出击,积极协调,通过地方财政补贴一举解决了多年困扰我行业务经营的“老 Guizhou is a mountainous agricultural province in the western part of the country. Due to its backward economy and local financial difficulties, its progress in grain reform is sluggish. Its efficiency is low. It is more difficult to close its management and risk management. In particular, the “old grain” high-turnover inventories purchased by the government in previous years at the prices set by the provincial government continued to be over-aged and the potential for losses was very serious, affecting the interest collection and lending of our bank and increasing the credit risk of the Bank. In 2002, the branches in Guizhou Province, in light of their own actual conditions, took the initiative to attack and actively coordinate and solved the problems of "old