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目前,我国正处于经济转轨时期,企业面临的困难很多,相当一部分企业处于微利或亏损状态,经济承受能力较低,而社会保险的缴费率较高,养老、失业、医疗、生育、工伤保险的缴费比例占企业年工资总额的40%左右,因此,各地在实施基本医保制度的过程中,都遇到了部分企业难以按基本医保筹资标准按时足额缴纳基本医保费的问题。建立基本医保制度的一个重要目的是保障城镇职工的基本医疗需求,如果困难企业参加不进来,不仅“低水平、广覆盖”的原则难以实现,而且会产生群访案件,影响社会稳定的大局。
At present, our country is in the period of economic transition. There are many difficulties facing enterprises. A considerable number of enterprises are in a marginal state or in a state of low profitability, and their economic affordability is low. However, the contribution rate of social insurance is relatively high. Pension, unemployment, medical treatment, maternity and work injury insurance The contribution ratio accounts for about 40% of the total annual salary of enterprises. Therefore, all localities have encountered some problems that it is difficult for some enterprises to pay their basic medical insurance fees on time and in full according to the basic medical insurance funding standards in the process of implementing the basic medical insurance system. An important goal of establishing a basic medical insurance system is to guarantee the basic medical needs of urban workers. If difficult enterprises do not join in, not only the principle of “low level and broad coverage” can hardly be realized, but also cases of group visits and social stability will be caused Overall situation.