成功实施信贷主动退出关键在于要及时发现风险和排除退出障碍,而这需要有健全和完善的机制作为保证。(一)建立和完善政策保障机制。一是积极争取国家出台政策,促进农发行政策性业务与商业性业务的分开。二是在条件成熟的情况下,积极争取进一步拓展业务范围,使农发行在支农领域 The key to the successful implementation of the initiative to withdraw from credit lies in the timely detection of risks and the removal of barriers to exit, which require a sound and sound mechanism as a guarantee. (A) establish and improve the policy safeguard mechanism. First, actively seek the national policies promulgated to promote the Agricultural Development Bank policy-oriented business and commercial business separately. Second, under the conditions of maturity, actively seek to further expand the scope of business, so that the Agricultural Development Bank in the field of agriculture