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继2008年1 1月、12月银行信贷激增4770亿元、7220亿元以后,2009年1月份,人民币新增贷款又创记录地猛增了1.62万亿元。这一数据立刻引起了社会多方面的关注,究竟应该如何看待近期银行信贷的高增长?信贷高增长表象背后的本质是什么?如何判断未来银行信贷的走势?如何界定信贷增长可能伴生的风险?这些问题都有待于我们进行客观、理性、深入地分析研究。为此本期银行家月度论坛邀请到来自商业银行信贷管理业务一线的人员以及长期关注中国货币市场动向的研究人员为我们一一解读。嘉宾发言仅代表其个人,与所在单位无关。
Following the surge of bank credit of 477 billion yuan in December 2008 and December 722 billion yuan, in January 2009, new loans of the Renminbi increased by a record 1.62 trillion yuan. This data immediately aroused the community’s attention in many aspects, what should be considered for the recent high growth of bank credit? What is the essence behind the appearance of high-growth credit? How to determine the future trend of bank credit? How to define the credit risk may be associated? All these problems need to be analyzed objectively, rationally and deeply. For this issue, the monthly forum of bankers invited people from the front line of the credit management business of commercial banks and researchers who have long been concerned about the trend of China’s money market to interpret for us one by one. Speakers speak only on behalf of their individual, has nothing to do with the unit.