世界各国的实践证明,解决住房问题既要靠市场手段,也要依靠大量的公共政策手段。因为住房问题涉及民生和稳定。政府介入住房的重心是解决中低收入的住房者的需求。针对我国目前现状,构建完善的住房保障体系至关重要,应正确处理发展房地产业和解决住房问题的关系,使房地产市场走上健康发展的轨迹。 The practice in various countries in the world has proved that solving the housing problem requires not only market measures but also numerous public policy measures. Because housing issues involve people’s livelihood and stability. The center of government involvement in housing is to address the needs of low- and middle-income housing. In view of the current situation in our country, it is of vital importance to construct a sound housing security system. We should correctly handle the relationship between the development of the real estate industry and the solution of the housing issue so that the real estate market will follow the path of healthy development.