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贷款风险薪酬基金管理促使信贷营销人员在其位、谋其政、尽其责、享其利,真正体现了增资靠效益、收入凭贡献的正向激励,实现了激励与约束的有机结合当前,信贷业务仍是农商行的主营业务,信贷人员仍是创利的主力群体,信贷支农仍是农商行的首要任务,但对信贷从业人员有效的激励补偿机制并没有真正形成,这也成为制约农商行信贷业务发展和支农工作的重要制度障碍。2014年以来,湖北随州农商行试行信贷风险薪酬基金制度,在实现信
Loan risk Management of remuneration funds Promote the credit marketers in their position, seek their cause, make their due diligence, enjoy their benefits, and truly reflect the capital increase by efficiency, revenue positive contribution with contributions to achieve an organic combination of incentives and constraints At present, Credit business is still the main business of rural commercial banks. Credit officers are still the main group for profit-making. Credit support for agriculture is still the primary task of rural commercial banks. However, the effective incentive compensation mechanism for credit practitioners has not really taken shape. This is also a constraint Agricultural Bank of credit business development and support for the work of the major institutional obstacles. Since 2014, Hubei Suizhou Rural Commercial Bank pilot credit risk compensation fund system, in the realization of the letter