论文部分内容阅读
随着互联网技术的迅速发展,互联网金融应运而生。互联网金融是一种新兴领域,将互联网技术与传统金融相结合,充分发挥了两者的优势,这种金融模式的出现使传统金融业中存在的不足得以弥补,同时推动了新的金融形式的产生,与传统金融业相较,互联网金融具有更强的操作性、协调性,且延伸出了多种模式,例如在线理财、金融电子商务、自主转账、网络借贷等。互联网金融的出现对金融业的发展具有促进作用,不过也引发了业务风险、技术风险等多种金融风险。为了确保互联网金融的健康发展,必须寻求一种有效的方式,对其所面临的风险进行防范。
With the rapid development of Internet technology, Internet finance came into being. Internet finance is an emerging field that combines the Internet technology and traditional finance, giving full play to the advantages of the two. The advent of this financial model has made up for the shortcomings in the traditional financial industry and at the same time promoted new financial forms Compared with the traditional financial industry, Internet finance has more operability and coordination, and extends a variety of models, such as online banking, financial e-commerce, autopay, online lending. The advent of internet finance has played a catalytic role in the development of the financial industry, but has also triggered a variety of financial risks, such as business risks and technological risks. In order to ensure the healthy development of Internet finance, we must find an effective way to guard against the risks it faces.