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信用风险管理问题,是我国钢铁企业迫切需要解决的难题。本文描述了我国钢铁企业的现状和特征,通过RAROC模型,分析钢铁企业信用风险管理情况,并作为授信决策的依据,为企业发展提供良好的建议对策。
The problem of credit risk management is a pressing problem urgently needed by China’s iron and steel enterprises. This paper describes the status quo and characteristics of China’s iron and steel enterprises, through the RAROC model, analyzes the credit risk management of iron and steel enterprises, and as a basis for credit decision-making, provide good suggestions for the development of enterprises.