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资产证券化产品流动性不足、市场投资主体单一,是困扰我国资产证券化向前发展的两大问题,资产证券化实践的全面展开仍然面临着无法回避的困难。2007年我国启动第二批信贷资产证券化试点,发行主体由原来的建行,开行扩大到浦发、兴业、工商等多家商业银行,在政策支持下,资产支持证券的制度创新步伐加快,流动性明显加强,市场规模快速增加。整体上看,我国资产支持证券市场面临新的发展契机。
The liquidity of assets securitization products is not enough and the main body of investment in the market is one of the two major problems plaguing the development of asset securitization in our country. The full implementation of asset securitization still faces the unavoidable difficulties. In 2007, China launched a pilot pilot of the second batch of credit asset securitization. The main body of issuance expanded from the former CCB and the Bank to a number of commercial banks such as Shanghai Pudong Development Bank, Industrial Bank and Industrial and Commercial Bank of China. Under the policy support, institutional innovation of asset- backed securities accelerated. Liquidity Significantly strengthened, the rapid increase in market size. Overall, China’s asset-backed securities market is facing a new opportunity for development.