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中国保险业对外开放12年，保险市场得到了进一步繁荣，外资保险公司已成为中国保险市场的重要组成部分。加入世贸组织后，随着保险市场进一步开放，外资保险公司对中国保险业的影响将进一步增强。保险业发展的宏观环境十六大提出全面建设小康社会的发展目标，为保险业创造了难
In the 12 years after China’s insurance industry was opened to the outside world, the insurance market has been further prosperous. Foreign-funded insurance companies have become an important part of China’s insurance market. With the accession to the WTO, with the further opening up of the insurance market, the impact of foreign insurance companies on the insurance industry in China will be further strengthened. Macroeconomic Environment for the Development of the Insurance Industry The 16th National Congress of the Communist Party of China put forward the development goal of building a well-off society in an all-round way and created difficulties for the insurance industry