小额信用贷款是不发达国家向贫困人口实行的以数额小、期限短、分期偿还为特征的金融服务方式,旨在使低收入群体受益。为全面了解和掌握大通县农户小额信用贷款的推行情况,人行大通县支行组成课题调查组深入辖内8个中心社、4个信用村、25户农民及部分乡镇、信用分社进行了专题 Microfinance is an approach to financial services characterized by small amounts, short deadlines and amortization to the poor population in underdeveloped countries, aimed at benefiting low-income groups. In order to comprehensively understand and grasp the implementation of small-scale credit loans for farmers in Datong County, the Datong Branch of the PBOC formed a task investigation group to conduct a special project under the jurisdiction of 8 central agencies, 4 credit villages, 25 peasants and some towns and towns and credit branches