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物权法是市场经济的基本法律制度,对促进市场经济健康发展具有非常大的作用。银行业作为金融业的重要组成部分,对经济发展的作用是不言而喻的,因此,我国《物权法》的颁布与实施对银行业发展的影响也是必然的。文章从物权法理念和相关物权制度对银行业发展的影响进行实证分析,认为在我国《物权法》的影响下,银行业必须增强现代金融发展理念、完善银行经营机制、适度创新金融体系和增强信贷业务规范化。
Property law is the basic legal system of market economy and plays a very important role in promoting the healthy development of market economy. As an important part of the financial industry, the role of banking in economic development is self-evident. Therefore, the impact of the enactment and implementation of the Property Law in our country on the development of the banking industry is also inevitable. Based on the empirical analysis of the impact of property law and related real right system on banking development, the article thinks that under the influence of “Property Law” in our country, the banking industry must enhance the concept of modern financial development, improve the operating mechanism of banks, moderately innovate the financial system and enhance credit Business standardization.