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随着年内第五次加息的正式执行,房贷利率也跟着水涨船高,越来越多贷款买房人明显感到还贷压力在增大。频频加息对于他们来说,不仅仅是月供负担的增加,心理压力也越来越大。另外,理财产品五花八门,从等额本息、等额本金还款法,到固息房贷、双周供、循环贷、随借随还等,令人眼花缭乱。那么,加息周期里应该选择哪些贷款方式可以给自己减压呢?
With the official implementation of the fifth rate hike during the year, the mortgage interest rates have also gone up. More and more loans to buy a house apparently feel the repayment pressure is on the rise. Frequent raising interest rates for them, not only for the increase in monthly burden, psychological pressure is also growing. In addition, a wide range of wealth management products, from the equivalent principal and interest, the equivalent repayment of principal, to fixed-interest mortgages, biweekly, recycling loans, borrow with the return, etc., dazzling. So, what interest rate hike cycle should choose which loans can give yourself decompression?