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发放非保护价粮油贷款支持企业扩大粮油购销,是农发行主动适应粮油购销市场化改革、促进粮食种植结构调整、积极应对入世挑战的重要举措。现就如何加强非保护价粮油贷款管理谈点粗浅看法。一、合理配置资源,实现权责匹配。一是要按照“权责对等、职责分明”的原则,调整和完善授权制度,实施贷款权限管理。要根据非保护价贷款需求情况、支行综合管理实力等,确定各支行行长授信额度,管理行对支行的管理着重看支行行长是否依规行使权利,严格履行对信贷人
The issuance of non-protected grain and oil loans to support enterprises to expand the purchase and sale of grain and oil is an important measure for ADBC to take the initiative to adapt itself to the marketization reform of grain and oil markets, promote the structural adjustment of grain cultivation and actively address the challenges posed by China’s accession to the WTO. Now on how to strengthen the non-protection price of grain and oil loans management talk about the crude point of view. First, a reasonable allocation of resources, to achieve the right to match. First, according to the principle of “equal rights and responsibilities and clear responsibilities”, the authorization system should be adjusted and improved to implement the management of loan rights. According to the demand for non-protection loans, the comprehensive management strength of branches, etc., to determine the line of credit for each branch president, management of the branch of the management focus on whether the branch manager in accordance with the rules exercise the right to strictly fulfill the credit