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自1978年改革开放至今,我国农村金融体制的改革已在坎坷探索中历尽了三十载风风雨雨。虽然农村的各项工作都取得了引人瞩目的发展,但现有的金融体制已严重滞后于农村经济前进的步伐。在农村经济改革的道路上,通过不断摸索,我们得出了农村金融体制改革的有效途径:只有立足于农村实际,创新农村金融组织形式,发挥农村合作经济组织在金融制度中的创新作用,才能促进农村金融体制朝着光明的方向前行。农村供销合作社作为我国最大的合作经济组织,自然对我国农村金融体制的发展起到举足轻重的作用。但是农村供销合作社如何改善自身陈旧的制度弊病,以何种行之有效的途径参与到农村金融体制中去,值得人们深思。
Since the reform and opening up in 1978 till now, the reform of China’s rural financial system has experienced thirty ups and downs in the rough exploration. Although all the rural work has made remarkable progress, the existing financial system has lagged far behind the pace of rural economic progress. On the path of rural economic reform, through continuous exploration, we come to an effective way of rural financial system reform. Only by basing ourselves on the reality of rural areas, innovating rural financial organization forms and bringing into play the innovative role of rural cooperative economic organizations in the financial system, Promote the rural financial system towards a bright future. As the largest cooperative economic organization in our country, rural supply and marketing cooperatives play a decisive role in the development of China’s rural financial system. However, how rural supply and marketing cooperatives can improve their old system defects and participate in the rural financial system with effective measures deserves to be pondered.