保险业是现代市场经济体系的重要组成部分。作为我国改革开放“排头兵”的深圳,其保险业已经获得较大发展。香港回归祖国,对深圳经济发展会产生巨大影响,而且会积极推动深圳保险市场的拓展。深港两地的保险制度虽然不同,但两地保险业的联系和合作将日益加深,实现深港保险市场衔接具有重要的现实意义。 Insurance is an important part of the modern market economy. As China’s reform and opening up “vanguard” of Shenzhen, the insurance industry has gained greater development. Hong Kong’s return to the motherland will have a huge impact on the economic development of Shenzhen and will actively promote the development of the insurance market in Shenzhen. Although the insurance system in Shenzhen and Hong Kong is different, the liaison and cooperation between the two insurance companies will deepen. It is of great practical significance to achieve the cohesion between the Shenzhen-Hong Kong insurance market.